I thought about creating one but I am afraid that it will be super weak due to a lot of weapons and outfits are class specific. Patch after patch Nexon likes to tweak certain classes as well so creating a perm beginner now might be a good idea. As it stands now, creating a perm beginner I feel would hinder your damage range a lot even if you are funded.
I started out fresh on a server with 0 characters on it. I made 1 million mesos before level 40 just by doing quests and grinding. Steady income of mesos up until level 100. So If I can make mesos with only 1 character and get it to 100 completely unfunded, anyone can do it. Even the level 10 nublings.
It was harder to make mesos before BB though, I seen this a lot in Henesys Hunting Grounds lol