For aesthetics (and that sweet sweet +1 speed) 1h sword and shield, you can also just go two handed and equip the secondary weapon but you will notice the speed difference...BUT you asked for short and simple.
Buy a terminus defender star it to high heaven cube it for att% and be a tanky boi!!!
Eh i could care less about it i been xfering items from my 48 characters for like 20 mins my pic is good mix of letters, numbers, that i can quickly click in...
Only reason i can see people are getting goofy over this is if they have a stupidly long PIC or have missed click and got the try again message and its upset them XD
There is a lot of online Free-to-Play games that use PIC or second password system for storage BUT the difference here is in those games you enter the PIC on time to get into your bank/storage w/e and thats it you can go in and out at will on all characters, but here! you got to enter it every single time you change characters.
What im trying to say is yes its a great idea but it fails on execution, they should have made it a one time thing for storage seeing as if i get in on one character it makes no sense to make me enter it on EVERY CHARACTER i log in cause after the first one if i was a hacker i'd have emptied that storage post haste and im not going back in it i would have no reason to!
Sounds like you want a thunder breaker, skills that flow and combo well with each other and fast attacks, bosses well and can move around a map stupidly fast.